Act Your Wage

Some key thoughts from this past Sunday's sermon:

• Stop spending money you don't have. Live within your means.
  
• Learn to say "no" for a little while so you can say "yes" for the rest of your life.
• Before going into debt, learn to ask "What will be the real cost of this debt in terms of stressed relationships and lost opportunities in the future?"
• Train your money. (budget)
  
• Pray before you pay. No impulse buying.
  
• Plan for emergencies. (The "Oh, no" fund)
  
• Eliminate overhead. Use the debt snowball.
• Build a reserve fund.
• With hard work, sacrifice, and discipline, you can get out of debt. Remember, God is on your side.